Pricing that grows with your finance team
Three plans built around how accounting teams actually grow. Every plan includes the complete close and consolidation engine. No hidden fees, no per-module bolt-ons.
Foundation
Core close & consolidation
£249 /mo
- Close module
- Dashboard, close runway, approvals
- Lead schedules, reversing JEs
- Board pack, flux, P&L/BS, cash flow
- Accruals, prepayments, fixed assets, bank rec
- Trial balance, ledger review, audit room
- Revenue recognition, subledger rec
- FX revaluation, tax provision
- Consolidation module
- Intercompany & consolidation
Professional
Adds AI-powered intelligence
£499 /mo
- Everything in Foundation, plus
- AI inbox & anomaly detection
- SaaS analytics, ecommerce, tax radar
Finance OS
The complete platform
£749 /mo
- Everything in Professional, plus
- Budgeting & rolling forecasts
- Metrics & treasury
All prices per slot per month, excluding VAT. See billing FAQ ↓
Full feature comparison
See exactly what is included in each plan before you commit.
| Feature | Foundation | Professional Most popular | Finance OS |
|---|---|---|---|
| Close module | |||
| Close dashboard & runway | ✓ | ✓ | ✓ |
| Approvals workflow | ✓ | ✓ | ✓ |
| Lead schedules | ✓ | ✓ | ✓ |
| Reversing journal entries | ✓ | ✓ | ✓ |
| Accruals & prepayments | ✓ | ✓ | ✓ |
| Fixed assets | ✓ | ✓ | ✓ |
| Bank reconciliation | ✓ | ✓ | ✓ |
| P&L, balance sheet, cash flow | ✓ | ✓ | ✓ |
| Flux analysis | ✓ | ✓ | ✓ |
| Board pack | ✓ | ✓ | ✓ |
| Trial balance & ledger review | ✓ | ✓ | ✓ |
| Audit room | ✓ | ✓ | ✓ |
| Revenue recognition (IFRS 15) | ✓ | ✓ | ✓ |
| Subledger reconciliation | ✓ | ✓ | ✓ |
| FX revaluation | ✓ | ✓ | ✓ |
| Tax provision | ✓ | ✓ | ✓ |
| Consolidation module | |||
| Intercompany eliminations | ✓ | ✓ | ✓ |
| Group consolidation | ✓ | ✓ | ✓ |
| Multi-currency consolidation | ✓ | ✓ | ✓ |
| Entity limit | 3 | 5 | Unlimited |
| Intelligence module (Lumi AI) | |||
| AI inbox & anomaly detection | — | ✓ | ✓ |
| SaaS analytics | — | ✓ | ✓ |
| Ecommerce analytics | — | ✓ | ✓ |
| Tax radar | — | ✓ | ✓ |
| Lumi AI tokens / slot / mo | — | 1M | 5M |
| Planning module | |||
| Budget | — | — | ✓ |
| Forecast (rolling) | — | — | ✓ |
| Metrics dashboard | — | — | ✓ |
| Treasury & cash flow | — | — | ✓ |
Billing & plan FAQ
Straight answers to the questions finance teams ask before signing up.
What is a slot?
A slot is a user seat in Lumio360. Lumi AI token allocations (in Professional and Finance OS plans) are per slot per month — so a 3-seat Professional team has 3M Lumi AI tokens available each month.
What are Lumi AI tokens?
Lumi AI tokens are the unit of AI processing in Lumio360. Each automated run — an anomaly detection pass, a revenue recognition calculation, a tax radar scan — consumes tokens from your monthly allocation. Unused tokens do not carry over.
How is an entity defined?
An entity is a distinct legal entity in your group structure — a subsidiary, holding company, or joint venture — with its own chart of accounts and financial statements. Branches of the same legal entity typically count as one entity.
Is pricing monthly or annual?
Pricing is per month. Annual billing options are available — contact us for details. TODO:fact — confirm billing terms before launch.
Can I upgrade or downgrade my plan?
Yes. You can upgrade at any time and your new plan takes effect immediately. Downgrades take effect at the next billing period. Contact support to change your plan.
What contract terms apply?
TODO:fact — confirm contract terms before launch. Monthly plans can be cancelled with 30 days' notice.
Is there a free trial?
We offer a guided proof-of-concept rather than a self-serve trial — book a demo and we'll walk through your close process, then set up a scoped test environment with your own data.
Not sure which plan fits your team?
Book a demo and we will recommend the right starting point for your team size, entity count, and close maturity.
Book a demo